Curacel has partnered with Cornerstone Insurance Plc to roll out an AI-powered motor insurance solution designed to transform how policies are issued and claims are handled. The partnership introduces a system that enables remote vehicle inspections through a secure web link, without requiring any app downloads. Customers can simply capture a short video of their vehicle, and Curacel’s AI technology performs real-time damage analysis and generates a structured report.
The system also automates identity verification, including NIID validity checks, and integrates directly with Cornerstone’s underwriting and claims platforms. This innovation streamlines the entire process, replacing traditional field visits and manual evaluations with faster, automated workflows. The collaboration aims to improve efficiency, reduce fraud risk, enhance consistency in decision-making, and deliver greater transparency to customers.
In an increasingly digital insurance market, this partnership represents a major step forward for Nigeria’s motor insurance industry. By leveraging AI and remote inspection capabilities, Cornerstone is positioning itself to provide quicker service and stronger risk management, while Curacel showcases the real-world impact of its technology across insurance operations.
The new system allows policyholders to receive a secure link to initiate inspection, record a brief guided video of their vehicle, and get an instant AI analysis that detects any damage or inconsistencies. The report is automatically processed and integrated into Cornerstone’s workflows for underwriting or claims settlement, creating a seamless digital experience.
As this innovation scales, its effect on turnaround times, fraud detection, and customer satisfaction will be closely watched. The partnership may also inspire broader adoption of AI-driven processes across Africa’s insurance sector, setting a new benchmark for efficiency and customer service in the industry.
Curacel is an AI platform designed to support insurers across Africa with real-time underwriting, fraud detection, and computer-vision inspection tools. Cornerstone Insurance Plc, one of Nigeria’s leading insurance firms, continues to push the boundaries of digital innovation with this move to enhance its motor insurance services.